/* SRG Wealth Preservation — Lead Page v3
   Inter only. Sections are all visually distinct.
   Navy / Heather Gray / Black & White palette.
*/
@import url('https://fonts.googleapis.com/css2?family=Inter:ital,wght@0,400;0,500;0,600;0,700;0,800;0,900;1,400&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:   #0A1929;
  --navy2:  #0D2137;
  --forest: #5E7185;
  --green:  #3D6DB5;
  --cream:  #F4F5F7;
  --stone:  #E8EAED;
  --white:  #FFFFFF;
  --gray:   #60748A;
  --pad:    clamp(20px, 6vw, 120px);
}

html { scroll-behavior: smooth; overflow-x: hidden; }
body {
  font-family: 'Inter', -apple-system, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--navy);
  background: var(--navy);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  width: 100%;
}
a { text-decoration: none; color: inherit; }

/* ─── BUTTONS ─── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 30px;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: -0.01em;
  transition: all 0.2s ease;
  cursor: pointer;
  white-space: nowrap;
  font-family: inherit;
}
.btn--green {
  background: var(--green);
  color: #FFFFFF;
  box-shadow: 0 4px 20px rgba(61,109,181,0.4);
}
.btn--green:hover { background: #4F7EC5; transform: translateY(-2px); box-shadow: 0 8px 28px rgba(61,109,181,0.5); }
.btn--glass {
  background: rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.8);
  border: 1.5px solid rgba(255,255,255,0.2);
  backdrop-filter: blur(8px);
}
.btn--glass:hover { background: rgba(255,255,255,0.14); border-color: rgba(255,255,255,0.4); transform: translateY(-1px); }
.btn--full { width: 100%; justify-content: center; }
.btn--lg { padding: 18px 36px; font-size: 16px; }
.btn:active { transform: scale(0.98) !important; }

/* ─── STICKY ─── */
.sticky {
  position: fixed; bottom: 24px; right: 24px; z-index: 999;
  opacity: 0; transform: translateY(10px);
  transition: all 0.3s ease; pointer-events: none;
}
.sticky.show { opacity: 1; transform: none; pointer-events: auto; }
.sticky .btn { box-shadow: 0 8px 32px rgba(61,109,181,0.5), 0 2px 8px rgba(0,0,0,0.3); border-radius: 12px; }

/* ════════════════════════════════════
   NAV
════════════════════════════════════ */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  height: 64px;
  background: rgba(10,25,41,0.6);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: background 0.3s;
}
.nav.solid { background: rgba(10,25,41,0.97); }
.nav__inner {
  max-width: 1280px; margin: 0 auto; height: 100%;
  padding: 0 var(--pad);
  display: flex; align-items: center; justify-content: space-between;
}
.nav__brand {
  display: flex; align-items: center; gap: 10px;
  font-size: 14.5px; font-weight: 700;
  color: rgba(255,255,255,0.85); letter-spacing: -0.02em;
}
.nav__dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--green); flex-shrink: 0;
  box-shadow: 0 0 10px rgba(61,109,181,0.8);
}
.nav__cta {
  font-size: 13px; font-weight: 700;
  padding: 9px 22px; border-radius: 7px;
  background: var(--green); color: #FFFFFF;
  transition: all 0.2s;
}
.nav__cta:hover { background: #4F7EC5; transform: translateY(-1px); }

/* ════════════════════════════════════
   HERO — Full-bleed dark photo, centered text
════════════════════════════════════ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  overflow: hidden;
  padding-bottom: 0;
}
.hero__bg {
  position: absolute; inset: 0;
  background-image: url('https://images.unsplash.com/photo-1600880292203-757bb62b4baf?w=1800&auto=format&fit=crop&q=80');
  background-size: cover; background-position: center;
  transform: scale(1.04);
  transition: transform 8s ease;
}
.hero.loaded .hero__bg { transform: scale(1); }
.hero__overlay {
  position: absolute; inset: 0;
  background: linear-gradient(
    160deg,
    rgba(10,25,41,0.78) 0%,
    rgba(10,25,41,0.70) 50%,
    rgba(5,15,28,0.88) 100%
  );
}
.hero__inner {
  position: relative; z-index: 2;
  max-width: 860px;
  text-align: center;
  padding: 0 var(--pad) 48px;
  padding-top: 80px;
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.hero__eyebrow {
  font-size: 11px; font-weight: 700;
  letter-spacing: 2px; text-transform: uppercase;
  color: var(--green); opacity: 0.85;
  margin-bottom: 28px;
}
.hero__h1 {
  font-size: clamp(38px, 5.5vw, 72px);
  font-weight: 900; line-height: 1.05;
  letter-spacing: -0.04em;
  color: #fff; margin-bottom: 24px;
}
.hero__h1 em { font-style: italic; font-weight: 400; color: rgba(255,255,255,0.75); }
.hero__sub {
  font-size: clamp(16px, 1.5vw, 19px);
  line-height: 1.68; color: rgba(255,255,255,0.5);
  max-width: 640px; margin: 0 auto 40px;
}
.hero__btns {
  display: flex; align-items: center; justify-content: center;
  gap: 12px; flex-wrap: wrap; margin-bottom: 28px;
}
.hero__trust {
  font-size: 12px; color: rgba(255,255,255,0.45);
  letter-spacing: 0.3px; margin-bottom: 10px;
}

/* Stat cards row at bottom of hero */
.hero__cards {
  position: relative; z-index: 2;
  width: 100%; max-width: 960px;
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(255,255,255,0.07);
  border-top: 1px solid rgba(255,255,255,0.07);
  border-radius: 0;
  flex-shrink: 0;
}
.hero__card {
  background: rgba(10,25,41,0.6);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  padding: 32px 36px;
  text-align: center;
}
.hero__card:first-child { border-radius: 0 0 0 12px; }
.hero__card:last-child  { border-radius: 0 0 12px 0; }
.hero__card-num {
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 900; letter-spacing: -0.05em;
  color: var(--green); line-height: 1; margin-bottom: 10px;
}
.hero__card-text {
  font-size: 13px; line-height: 1.5;
  color: rgba(255,255,255,0.42); max-width: 180px; margin: 0 auto;
}

/* ════════════════════════════════════
   SCORER
════════════════════════════════════ */
.scorer {
  background: var(--navy);
  border-top: 1px solid rgba(255,255,255,0.06);
  padding: 100px var(--pad);
}
.scorer__inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 1fr 560px;
  gap: 80px; align-items: start;
}
.scorer__left { position: sticky; top: 100px; padding-top: 8px; }
.scorer__eyebrow {
  font-size: 11px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; color: var(--green); opacity: 0.8; margin-bottom: 16px;
}
.scorer__h2 {
  font-size: clamp(26px, 2.8vw, 40px);
  font-weight: 900; letter-spacing: -0.04em;
  line-height: 1.1; color: #fff; margin-bottom: 16px;
}
.scorer__desc {
  font-size: 15.5px; line-height: 1.75;
  color: rgba(255,255,255,0.48); margin-bottom: 40px;
}
.scorer__gets { margin-bottom: 40px; }
.scorer__gets-title {
  font-size: 11px; font-weight: 800; letter-spacing: 1.5px;
  text-transform: uppercase; color: rgba(255,255,255,0.3);
  margin-bottom: 16px;
}
.scorer__get {
  display: flex; align-items: flex-start; gap: 12px;
  font-size: 14.5px; color: rgba(255,255,255,0.65);
  line-height: 1.55; margin-bottom: 12px; font-weight: 500;
}
.scorer__get strong { color: rgba(255,255,255,0.9); font-weight: 700; }
.scorer__get-icon {
  color: var(--green); font-size: 16px; font-weight: 900;
  flex-shrink: 0; margin-top: 1px;
}
.scorer__social {
  display: flex; align-items: center; gap: 12px;
  font-size: 12.5px; color: rgba(255,255,255,0.3);
}
.scorer__social-avatars {
  display: flex;
}
.scorer__social-avatars img {
  width: 42px; height: 42px; border-radius: 50%;
  border: 2.5px solid rgba(255,255,255,0.15);
  display: block; margin-right: -10px;
  object-fit: cover;
}

/* Widget */
.scorer__widget {
  background: #fff; border-radius: 16px;
  border: 1px solid #D1D5DB; padding: 40px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.25), 0 4px 16px rgba(0,0,0,0.15);
}

/* Progress */
.scorer__progress-row {
  display: flex; align-items: center; gap: 14px; margin-bottom: 32px;
}
.scorer__bar {
  flex: 1; height: 5px; background: #E2E4E8; border-radius: 4px; overflow: hidden;
}
.scorer__fill {
  height: 100%;
  background: linear-gradient(90deg, var(--forest), var(--green));
  border-radius: 4px; width: 0%; transition: width 0.45s ease;
}
.scorer__count {
  font-size: 11px; font-weight: 700; color: #9CA3AF; white-space: nowrap; letter-spacing: 0.5px;
}

/* Questions */
.scorer__questions { display: none; }
.scorer__questions.active { display: block; }
.question-block { display: none; }
@keyframes qIn { from { opacity: 0; transform: translateX(14px); } to { opacity: 1; transform: none; } }
.question-block.active { display: block; animation: qIn 0.3s ease; }

.question-num {
  font-size: 10.5px; font-weight: 800; letter-spacing: 2px; text-transform: uppercase;
  color: var(--forest); margin-bottom: 10px;
}
.question-num span { color: #9CA3AF; font-weight: 600; }

.question-text {
  font-size: clamp(17px, 1.8vw, 21px);
  font-weight: 800; letter-spacing: -0.03em;
  line-height: 1.28; color: var(--navy); margin-bottom: 12px;
}
.question-why {
  display: flex; align-items: flex-start; gap: 7px;
  font-size: 12px; color: #94A3B8; line-height: 1.5;
  margin-bottom: 20px; font-style: italic;
}
.question-why svg { flex-shrink: 0; margin-top: 1px; color: #94A3B8; }
.question-hint {
  font-size: 12px; font-weight: 700; color: var(--forest);
  letter-spacing: 0.5px; text-transform: uppercase;
  margin-bottom: 12px;
}

/* Options — full-width stacked for clarity */
.options-row { display: flex; flex-direction: column; gap: 8px; }
.option-pill {
  width: 100%; padding: 14px 18px;
  border-radius: 10px; text-align: left;
  font-size: 14px; font-weight: 600;
  background: #F4F5F7; color: #374151;
  border: 1.5px solid #D1D5DB;
  cursor: pointer; user-select: none;
  transition: all 0.15s ease;
  font-family: inherit; line-height: 1.4;
}
.option-pill:hover {
  border-color: var(--forest); color: var(--navy);
  background: #EEF2F7; transform: translateX(3px);
}
.option-pill.selected {
  background: var(--navy); color: #fff;
  border-color: var(--navy);
  box-shadow: 0 4px 16px rgba(10,25,41,0.2);
  transform: translateX(3px);
}
.option-pill:active { transform: scale(0.99) !important; }

/* Multi-select pills wrap instead of stack */
.options-row[data-type="multi"] { flex-direction: row; flex-wrap: wrap; gap: 8px; }
.options-row[data-type="multi"] .option-pill { width: auto; }
.options-row[data-type="multi"] .option-pill:hover,
.options-row[data-type="multi"] .option-pill.selected { transform: none; }

.scorer__nav {
  display: flex; align-items: center; justify-content: space-between;
  margin-top: 24px; padding-top: 22px;
  border-top: 1px solid #E2E4E8;
}
.scorer__nav-back {
  display: flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: 600; color: #9CA3AF;
  background: none; border: none; cursor: pointer; padding: 0;
  font-family: inherit; transition: color 0.15s;
}
.scorer__nav-back:hover { color: var(--navy); }
.scorer__nav-back svg { width: 13px; height: 13px; }
.scorer__nav-next { font-size: 14px; padding: 12px 24px; }
.scorer__nav-next:disabled { opacity: 0.3; cursor: not-allowed; transform: none !important; box-shadow: none !important; }
.scorer__nav-hint {
  font-size: 12.5px;
  font-weight: 500;
  color: #6B7280;
  transition: color 0.2s;
}
.scorer__nav-hint.confirmed {
  color: var(--green);
}

/* Result */
.scorer__result { display: none; }
.scorer__result.active { display: block; animation: qIn 0.4s ease; }
.result-card { text-align: center; }
.result-card__label {
  font-size: 10.5px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; color: #9CA3AF; margin-bottom: 20px;
}
.gauge-wrap { position: relative; width: 200px; height: 110px; margin: 0 auto 12px; }
.gauge-score {
  position: absolute; bottom: 0; left: 50%; transform: translateX(-50%);
  font-size: 56px; font-weight: 900; letter-spacing: -0.05em;
  color: var(--navy); line-height: 1;
}
.result-risk-band {
  font-size: 11px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; margin: 10px 0 14px;
}
.result-risk-band.low      { color: #16A34A; }
.result-risk-band.moderate { color: #D97706; }
.result-risk-band.high     { color: #EA580C; }
.result-risk-band.critical { color: #DC2626; }
.result-desc {
  font-size: 15px; color: var(--gray); line-height: 1.65;
  max-width: 420px; margin: 0 auto 24px;
}
.result-cta { width: 100%; margin-bottom: 14px; justify-content: center; }
.result-trust { font-size: 11.5px; color: #9CA3AF; }
.result-retake {
  font-size: 12px; color: #9CA3AF; cursor: pointer;
  background: none; border: none; font-family: inherit;
  text-decoration: underline; text-underline-offset: 3px;
  margin-top: 14px; display: block; margin-inline: auto;
  transition: color 0.15s;
}
.result-retake:hover { color: var(--navy); }

/* ════════════════════════════════════
   EVENTS — White bg, bold vertical numbered list
════════════════════════════════════ */
.events { background: var(--white); padding: 110px var(--pad); }
.events__inner { max-width: 1100px; margin: 0 auto; }
.events__header {
  max-width: 680px; margin: 0 auto 72px; text-align: center;
}
.events__eyebrow {
  font-size: 11px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; color: var(--forest); margin-bottom: 14px;
}
.events__h2 {
  font-size: clamp(28px, 3.5vw, 48px);
  font-weight: 900; letter-spacing: -0.04em;
  line-height: 1.08; color: var(--navy); margin-bottom: 16px;
}
.events__sub { font-size: 16px; color: var(--gray); line-height: 1.7; }

.events__list { display: flex; flex-direction: column; }
.events__item {
  display: grid;
  grid-template-columns: 80px 1fr 64px;
  align-items: center;
  gap: 32px;
  padding: 36px 0;
  border-bottom: 1px solid #E2E4E8;
  transition: background 0.2s;
}
.events__item:first-child { border-top: 1px solid #E2E4E8; }
.events__item:hover { background: #F7F8FA; }
.events__item:hover .events__num { color: var(--forest); }
.events__num {
  font-size: clamp(48px, 5vw, 72px);
  font-weight: 900; letter-spacing: -0.06em;
  color: #D1D5DB; line-height: 1;
  transition: color 0.2s; flex-shrink: 0;
  text-align: center;
}
.events__title {
  font-size: clamp(18px, 2vw, 24px);
  font-weight: 800; letter-spacing: -0.025em;
  color: var(--navy); margin-bottom: 8px;
}
.events__desc { font-size: 14.5px; line-height: 1.7; color: var(--gray); }
.events__icon {
  width: 56px; height: 56px; border-radius: 14px;
  background: rgba(107,123,141,0.1);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; color: var(--forest);
}
.events__icon svg { width: 24px; height: 24px; }

/* ════════════════════════════════════
   ADVISOR — Dark navy, authority, quote + CTA
════════════════════════════════════ */
.advisor { background: var(--navy); padding: 110px var(--pad); }
.advisor__inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 1fr 420px; gap: 80px; align-items: start;
}
.advisor__eyebrow {
  font-size: 11px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; color: var(--green); opacity: 0.75; margin-bottom: 16px;
}
.advisor__h2 {
  font-size: clamp(32px, 4vw, 56px);
  font-weight: 900; letter-spacing: -0.04em;
  color: #fff; line-height: 1.05; margin-bottom: 6px;
}
.advisor__title-line {
  font-size: 13px; color: rgba(255,255,255,0.35);
  font-weight: 500; margin-bottom: 24px;
}
.advisor__body {
  font-size: 15.5px; line-height: 1.75;
  color: rgba(255,255,255,0.52); margin-bottom: 36px; max-width: 520px;
}
.advisor__creds { display: flex; flex-direction: column; gap: 18px; }
.advisor__cred {
  display: flex; align-items: center; gap: 12px;
  font-size: 14px; font-weight: 600; color: rgba(255,255,255,0.65);
}
.advisor__cred svg {
  width: 18px; height: 18px; flex-shrink: 0;
  color: var(--green); opacity: 0.8;
}

.advisor__right { display: flex; flex-direction: column; gap: 16px; }
.advisor__quote {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-left: 3px solid var(--green);
  border-radius: 0 12px 12px 0;
  padding: 28px 28px 28px 32px;
  font-size: 16px; font-style: italic;
  line-height: 1.7; color: rgba(255,255,255,0.72);
}
.advisor__quote-mark {
  display: block; font-size: 48px; font-weight: 900;
  color: var(--green); line-height: 1; margin-bottom: 8px; opacity: 0.6;
}
.advisor__quote-source {
  font-size: 11.5px; color: rgba(255,255,255,0.25);
  margin-top: 0; padding-left: 32px;
}
.advisor__cta-box {
  background: rgba(61,109,181,0.08);
  border: 1px solid rgba(61,109,181,0.2);
  border-radius: 12px; padding: 28px;
}
.advisor__cta-label {
  font-size: 15px; font-weight: 700;
  color: rgba(255,255,255,0.8); margin-bottom: 14px;
}
.advisor__cta-sub {
  font-size: 11.5px; color: rgba(255,255,255,0.28);
  text-align: center; margin-top: 12px;
}

/* ════════════════════════════════════
   PROCESS — Cream/stone bg, horizontal steps
════════════════════════════════════ */
.process { background: var(--stone); padding: 100px var(--pad); }
.process__inner { max-width: 1200px; margin: 0 auto; }
.process__header { text-align: center; max-width: 600px; margin: 0 auto 64px; }
.process__eyebrow {
  font-size: 11px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; color: var(--forest); margin-bottom: 12px;
}
.process__h2 {
  font-size: clamp(24px, 2.8vw, 36px);
  font-weight: 800; letter-spacing: -0.03em;
  line-height: 1.15; color: var(--navy);
}
.process__steps {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
  align-items: start; gap: 0;
}
.process__step {
  background: #fff; border: 1px solid #D1D5DB;
  border-radius: 12px; padding: 28px 24px;
}
.process__step-num {
  font-size: 13px; font-weight: 900; letter-spacing: -0.01em;
  color: var(--green); margin-bottom: 12px;
}
.process__step-title {
  font-size: 16px; font-weight: 800; letter-spacing: -0.02em;
  color: var(--navy); margin-bottom: 10px;
}
.process__step-desc { font-size: 13.5px; color: var(--gray); line-height: 1.65; }
.process__arrow {
  font-size: 20px; color: #9CA3AF;
  padding: 0 16px; margin-top: 40px;
  flex-shrink: 0;
}

/* ════════════════════════════════════
   OFFER — Dark navy, centered checklist
════════════════════════════════════ */
.offer { background: var(--navy2); padding: 100px var(--pad); }
.offer__inner { max-width: 760px; margin: 0 auto; }
.offer__label {
  font-size: 11px; font-weight: 800; letter-spacing: 2.5px;
  text-transform: uppercase; color: var(--green); opacity: 0.8; margin-bottom: 14px;
}
.offer__h2 {
  font-size: clamp(28px, 3.5vw, 46px);
  font-weight: 900; letter-spacing: -0.04em;
  line-height: 1.1; color: #fff; margin-bottom: 14px;
}
.offer__sub {
  font-size: 16px; color: rgba(255,255,255,0.45);
  line-height: 1.7; margin-bottom: 48px;
}
.offer__items { display: flex; flex-direction: column; gap: 24px; margin-bottom: 48px; }
.offer__item {
  display: flex; align-items: flex-start; gap: 20px;
  padding: 24px 28px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 12px;
  transition: border-color 0.2s;
}
.offer__item:hover { border-color: rgba(61,109,181,0.3); }
.offer__check {
  color: var(--green);
  flex-shrink: 0; margin-top: 3px; line-height: 1;
  width: 18px; height: 18px;
}
.offer__item strong {
  display: block; font-size: 16px; font-weight: 700;
  color: rgba(255,255,255,0.88); letter-spacing: -0.01em; margin-bottom: 5px;
}
.offer__item p { font-size: 14px; color: rgba(255,255,255,0.42); line-height: 1.65; }
.offer__cta {
  display: flex; align-items: center; gap: 20px; flex-wrap: wrap;
}
.offer__or {
  font-size: 13.5px; color: rgba(255,255,255,0.3);
}
.offer__or a { color: var(--green); font-weight: 600; }
.offer__or a:hover { text-decoration: underline; }

/* ════════════════════════════════════
   FAQ — White, clean accordion
════════════════════════════════════ */
.faq { background: var(--white); padding: 100px var(--pad); border-top: 1px solid #E2E4E8; }
.faq__inner { max-width: 720px; margin: 0 auto; }
.faq__h2 {
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 900; letter-spacing: -0.03em;
  color: var(--navy); margin-bottom: 48px; text-align: center;
}
.faq__list { display: flex; flex-direction: column; }
.faq__item { border-top: 1px solid #E2E4E8; }
.faq__item:last-child { border-bottom: 1px solid #E2E4E8; }
.faq__q {
  display: flex; align-items: center; justify-content: space-between;
  padding: 22px 0; cursor: pointer; list-style: none; gap: 16px;
  font-size: 16px; font-weight: 700; color: var(--navy);
  transition: color 0.15s;
}
.faq__q::-webkit-details-marker { display: none; }
.faq__q:hover { color: var(--forest); }
.faq__icon {
  width: 28px; height: 28px; border-radius: 50%;
  border: 1.5px solid #D1D5DB;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; color: #9CA3AF;
  transition: all 0.2s;
}
.faq__item[open] .faq__icon { border-color: var(--forest); color: var(--forest); transform: rotate(45deg); }
.faq__a {
  font-size: 15px; line-height: 1.75; color: var(--gray); padding: 0 0 24px; max-width: 620px;
}

/* ════════════════════════════════════
   FINAL CTA — Full-bleed photo, bold text
════════════════════════════════════ */
.finalcta {
  position: relative; min-height: 580px;
  display: flex; align-items: center; justify-content: center;
  text-align: center; overflow: hidden;
}
.finalcta__bg {
  position: absolute; inset: 0;
  background-image: url('https://images.unsplash.com/photo-1521791136064-7986c2920216?w=1800&auto=format&fit=crop&q=80');
  background-size: cover; background-position: center;
  filter: saturate(0.7) brightness(0.8);
}
.finalcta__overlay {
  position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(5,15,28,0.76) 0%, rgba(5,15,28,0.86) 100%);
}
.finalcta__inner {
  position: relative; z-index: 2;
  max-width: 760px; padding: 80px var(--pad);
}
.finalcta__h2 {
  font-size: clamp(30px, 4.5vw, 56px);
  font-weight: 900; letter-spacing: -0.04em;
  line-height: 1.08; color: #fff; margin-bottom: 18px;
}
.finalcta__sub {
  font-size: 17px; color: rgba(255,255,255,0.45);
  line-height: 1.6; max-width: 480px; margin: 0 auto 40px;
}
.finalcta__btns {
  display: flex; align-items: center; justify-content: center;
  gap: 12px; flex-wrap: wrap; margin-bottom: 20px;
}
.finalcta__phone {
  font-size: 13px; color: rgba(255,255,255,0.22);
}
.finalcta__phone a { color: rgba(255,255,255,0.42); }
.finalcta__phone a:hover { color: #7BA3D4; }

/* ════════════════════════════════════
   FOOTER
════════════════════════════════════ */
.footer {
  background: #050F1C;
  padding: 36px var(--pad);
  border-top: 1px solid rgba(255,255,255,0.05);
}
.footer__inner {
  max-width: 1280px; margin: 0 auto 18px;
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 10px;
}
.footer__brand { font-size: 14px; font-weight: 700; color: rgba(255,255,255,0.35); letter-spacing: -0.01em; }
.footer__contact { font-size: 12px; color: rgba(255,255,255,0.2); }
.footer__disc {
  font-size: 11px; color: rgba(255,255,255,0.15);
  line-height: 1.6; text-align: center;
  max-width: 700px; margin: 0 auto;
}

/* ════════════════════════════════════
   RESPONSIVE
════════════════════════════════════ */
@media (max-width: 1100px) {
  .scorer__inner { grid-template-columns: 1fr; gap: 48px; }
  .scorer__left { position: static; }
  .advisor__inner { grid-template-columns: 1fr; gap: 48px; }
  .advisor__body { max-width: 100%; }
  .process__steps { grid-template-columns: 1fr 1fr; gap: 16px; align-items: stretch; }
  .process__arrow { display: none; }
}

@media (max-width: 768px) {
  :root { --pad: 20px; }

  /* Nav */
  .nav__cta { display: none; }

  /* Hero */
  .hero { min-height: auto; }
  .hero__inner { padding: 100px 20px 40px; }
  .hero__h1 { font-size: 34px; letter-spacing: -0.03em; }
  .hero__sub { font-size: 15px; }
  .hero__btns { flex-direction: column; align-items: stretch; }
  .hero__btns .btn { width: 100%; justify-content: center; }
  .hero__cards {
    grid-template-columns: 1fr;
    width: calc(100% - 40px);
    margin: 0 20px;
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid rgba(255,255,255,0.08);
  }
  .hero__card { border-radius: 0; padding: 20px 24px; }
  .hero__card:first-child { border-radius: 12px 12px 0 0; }
  .hero__card:last-child  { border-radius: 0 0 12px 12px; }
  .hero__cards { margin-bottom: 16px; }

  /* Scorer */
  .scorer { padding: 60px 20px 70px; }
  .scorer__widget { padding: 28px 22px; }
  .scorer__h2 { font-size: 26px; }
  .question-num { font-size: 11.5px; }
  .question-text { font-size: 18px; margin-bottom: 14px; }
  .question-why { font-size: 13px; }
  .question-hint { font-size: 12.5px; }
  .option-pill { font-size: 14.5px; padding: 14px 16px; }
  .options-row[data-type="multi"] .option-pill { font-size: 13px; padding: 10px 14px; }
  .scorer__nav { margin-top: 20px; padding-top: 18px; }
  .scorer__nav-back { font-size: 13.5px; }
  .scorer__nav-hint { font-size: 13px; }
  .scorer__count { font-size: 11.5px; }

  /* Events */
  .events { padding: 70px 20px; }
  .events__h2 { font-size: 30px; }
  .events__item {
    grid-template-columns: 48px 1fr;
    gap: 16px;
    padding: 24px 0;
  }
  .events__icon { display: none; }
  .events__num { font-size: 36px; }

  /* Advisor */
  .advisor { padding: 56px 20px 70px; }
  .advisor__h2 { font-size: 36px; }
  .advisor__quote { padding: 20px 20px 20px 24px; font-size: 15px; }
  .advisor__quote-source { padding-left: 24px; }

  /* Process */
  .process { padding: 70px 20px; }
  .process__steps { grid-template-columns: 1fr; gap: 12px; }

  /* Offer */
  .offer { padding: 70px 20px; }
  .offer__h2 { font-size: 30px; }
  .offer__item { padding: 18px 20px; }
  .offer__cta { flex-direction: column; align-items: stretch; }
  .offer__cta .btn { justify-content: center; }

  /* FAQ */
  .faq { padding: 70px 20px; }
  .faq__q { font-size: 15px; }

  /* Final CTA */
  .finalcta { min-height: auto; }
  .finalcta__inner { padding: 70px 20px; }
  .finalcta__h2 { font-size: 30px; }
  .finalcta__btns { flex-direction: column; align-items: stretch; }
  .finalcta__btns .btn { justify-content: center; }

  /* Footer */
  .footer { padding: 28px 20px; }
  .footer__inner { flex-direction: column; text-align: center; gap: 6px; }

  /* Sticky */
  .sticky { bottom: 16px; right: 16px; }
  .sticky .btn { padding: 13px 22px; font-size: 14px; }
}